EFT Server can automatically create a home folder for new users, and grant full permissions to those users in their home folders. You can set this at the Site, Settings Template, and per user. Each level inherits its parent level, but you can override that setting.
To automatically create home folders for new users on the Site
In the Administrator, connect to EFT Server and click the Server tab.
In the left pane, click the Site that you want to configure, then click the Security tab.
In the Account Security area, select the Automatically create a home folder for newly added users check box.
To allow the users full permissions in their folders, select the Grant full permissions to users in their home folder check box.
Click Apply to save the changes on the Server.