When using EFT Server with the Secure Ad Hoc Transfer (SAT) module, if the password settings are set to use a minimum of more than 20 characters, the SAT temporary user creation will fail. If your Site's complex password settings require more than 20 characters, be sure to configure the EFTAdHoc Settings Template to override the Site's password settings so that complex passwords for SAT temporary users contain fewer than 20 characters.